Base Credit Card



You can see the status of your online process here.

It is the Credit Card offered by Tarjetas Banamex to provide an option to its customers equivalent to the basic credit card product set forth in section 48 bis 2 of the Credit Institutions Act.

It is a credit line which lets the customer make purchases in affiliate stores in Mexico and abroad with the support of MasterCard.

No cash withdrawals allowed.

the maximum credit limit may be up to 200 times the minimum general daily wage in effect in the Federal District, which is about $12,000 M.N.

Limited services and benefits offered.

  • Access to Banamex ATMs only for balance and activity query.
  • No additional cards.
  • e-Statement.
  • Only available at Banamex Branches.


All Banamex Credit Cards are issued by Tarjetas Banamex S.A. de C.V. SOFOM., E.R., except for Soriana Banamex Card, Soriana Card and Fixed Payment Soriana Card, which are issued by Servicios Financieros Soriana S.A.P.I. de C.V. SOFOM., E.R., multiple purpose financial corporations which, for their incorporation and operation as such do not require authorization from the SHCP.



  • Be between 18 and 69 years 11 months.
  • Have a minimum income of $12,000.00 pesos.
  • Have an e-mail address and a cell phone number.
  • Submit the following documents:
    • Current ID with photograph and signature:
      • Voter's credential issued between 3 months and 15 years ago.
      • Passport1. It must have been issued at least 3 months ago.
      • For foreigners, the FM2 form and the passport will be valid.
      • If the applicant is a foreigner, he/she will have to submit a current FM2 form (if the foreigner has not lived in Mexico for at least 3 years, Joint Insurance is required).
    • Certificate of address (required). Certificates of address must be issued within 90 days before filing the application, even if not in the name of the applicant, such as:
      • Electricity bill.
      • Pre-dial tax payment receipt.
      • Water bill payment receipt.
      • Telephone bill.
    • Certificate of income (required).
      • Copy of the two last payment slips (weekly, bi-weekly or monthly).
      • Copy of the last annual tax return other than zero, with payment stamp. If the annual tax return has been submitted longer than four months ago, a copy of the last two temporary returns other than zero and with payment stamp must be submitted.
      • Payrolls slips must have the company's letterhead and must include the IMSS registration number, the referred term, the applicant's RFC, the amount of the contributions and payments to the IMSS.
    • Recommendations (risk wording).
      • If you have a variable rate loan, the interest accrued may change and, in such case, increase upon an adjustment to the reference interest rate.
      • Paying only the minimum amount of your loans may imply settlement of your debt in a longer term, so we encourage you to make and advance payments higher than the minimum payment, since it will reduce the term to pay your card balance.
      • Timely payment of your loans, on the dates agreed upon with the bank, allows you to maintain a good credit history.
      • Contracting loans beyond your payment capacity may affect your equity and credit history.


    1The passport address is not valid.

    All Banamex Credit Cards are issued by Tarjetas Banamex S.A. de C.V. SOFOM., E.R., except for Soriana Banamex Card, Soriana Card and Fixed Payment Soriana Card, which are issued by Servicios Financieros Soriana S.A.P.I. de C.V. SOFOM., E.R., multiple purpose financial corporations which, for their incorporation and operation as such do not require authorization from the SHCP.





Fees V.A.T. excluded

This information is issued exclusively for informational purposes and it may vary at the discretion of Tarjetas Banamex, S.A. de C.V., SOFOM, E.R., so this document does not imply any obligation by the bank.

All Banamex Credit Cards are issued by Tarjetas Banamex S.A. de C.V. SOFOM., E.R., except for Soriana Banamex Card, Soriana Card and Fixed Payment Soriana Card, which are issued by Servicios Financieros Soriana S.A.P.I. de C.V. SOFOM., E.R., multiple purpose financial corporations which, for their incorporation and operation as such do not require authorization from the SHCP.

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