Plan Patrimonial Investment Insurance



Banamex Equity Plan* is a long term investment instrument with a protection component which offers interesting tax benefits.

  • Tax exemption if compliant with section 109 fraction XVII of the Income Tax Act
  • Optimization of the current portfolio via tax benefits.
  • Confidentiality for your investment report.
  • Your beneficiaries receive a life insurance in the event of your death
  • Access to competitive return
  • Flexible contribution scheme
  • Possibility of postponing the plan after maturity





*General insurance conditions apply
The information contained on this page makes reference to the coverage we offer.
The general terms and conditions of the products prevail over this information.

Tax provisions may be modified by the relevant authorities without notice. Banamex Financial Group, its associates and affiliates, are not responsible for these changes and consequently any information provided is solely for informative purposes. Banamex Financial Group, its associates and affiliates, do not provide tax advice, therefore you should consult the tax treatment of these products with their own advisors.



  • You define the contributions plan you desire
  • You determine the insured amount you desire for life insurance component. This amount is maintained unchanged during the whole term of the policy.
  • It allows partial withdrawals

  • Once the Income Tax Act requirements are fulfilled*: 60 years old and 5 years of Plan validity, you may withdraw your money and enjoy tax benefits

    The Plan comprises two additional benefits:
  • Survival benefit: equivalent to the fund value, plus tax-free generated profit.
  • Death benefit: equivalent to the fund value plus the generated profit, plus the insured amount component.

Investment alternatives:

SB Gub Short term
Gold 1 Medium term
Gold 2 Medium to long term
Gold 3 Long term
SB Term Medium to long term
SB ES Long term
Bolsa Long term
SB Bond Long term
SB Dollar Long term


The investment reserves of this product are part of the technical reserves of Seguros Banamex S.A. de C.V., member of Grupo Financiero Banamex, included in this insurance, and may vary based on market conditions, and the invested capital may even be reduced. Investment in said reserves is not guaranteed by Seguros Banamex S.A. de C.V., or any other government agency.

* Section 109, Fraction XVII of the Income Tax Act.
The information contained in this page is a reference to the coverage we offer.
The general terms and conditions of the products prevail over this information.

Tax provisions may be modified by the relevant authorities without notice. Banamex Financial Group, its associates and affiliates, are not responsible for these changes and consequently any information provided is solely for informative purposes. Banamex Financial Group, its associates and affiliates, do not provide tax advice, therefore you should consult the tax treatment of these products with their own advisors.



  • Contracting age from 18 to 55 years old for Banamex Equity Plan 60 years and 55 to 90 years old for Banamex Equity Plan 5 years
  • Individual Plan (Cannot be bought by a third party).

Contact your equity officer or call us at 1226 8584 in the City of Mexico or at 01800 088 4746 in the rest of the country.



The information contained in this page is a reference to the coverage we offer.
The general terms and conditions of the products prevail over this information.

Tax provisions may be modified by the relevant authorities without notice. Banamex Financial Group, its associates and affiliates, are not responsible for these changes and consequently any information provided is solely for informative purposes. Banamex Financial Group, its associates and affiliates, do not provide tax advice, therefore you should consult the tax treatment of these products with their own advisors.

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